Platinum Choice Rewards Mastercard® Credit Card

You deserve a credit card with a wide range of rewards. 

Your Rewards, Your Way, with a Card that Thanks You for Every Purchase.

Our rewards Mastercard® is a great way to make your credit card work for you—and because you earn rewards for every purchase, you’re always earning points—no matter where you use it.1 

Credit Card Benefits

Travel with Confidence

By opening up a Cal Coast Platinum or Platinum Rewards Mastercard® credit card, you'll be able to travel near and far with ease, knowing you have the protection and added perks to make your vacation relaxing and enjoyable.

Here are some of the benefits we offer exclusively to Cal Coast Platinum and Rewards credit card members:

  • ID Theft Protection
  • MasterRental (rental vehicle protection)
  • Travel Accident protection
  • Lost luggage assistance
  • Legal referral services 
  • Trip travel assistance
  • Roadside assistance services

Turn groceries and gas into your next vacation 

Earn one and a half points for every dollar you spend using your California Coast Platinum Choice Rewards Mastercard®.1 And with credit limits of up to $25,000, you’ll have plenty of opportunities to earn.

Choose from a variety of travel, shopping, gift cards and cash back rewards when you’re ready to redeem:
  • Travel Rewards
    Use points for hotel accommodations, cruises, airline tickets on any airline, and car rentals. Points can be used for any travel expense with no blackout dates. You can book your travel online or with a travel agent.

  • Gift Cards and Shopping
    You can redeem points for gift cards from large national retailers like Home Depot® and many more. Our QuickGifts program includes gift cards for everything from entertainment venues, to your favorite apparel brands and major restaurant chains.

  • Cash Back
    Choose the cash back option and spend your rewards wherever you like!

  • Security and Convenience
    Security—ID Theft Protection2 and Zero Liability Protection3
    Shopping—Price Protection and Extended Warranty benefits4
    Travel —$1,000,000 in travel accident insurance and MasterRental® Coverage5

  • Convenience
    Worldwide acceptance, account access at 30,000 ATMs nationwide and compatible with Apple PayTM and Samsung Pay6


Exclusive Member Offer

Get 5% Cash Back!

Shop around town with your Cal Coast Mastercard® Debit or Credit Card and earn 5% cash back automatically at participating local businesses.7 Simply look for the Mastercard Local™ logo when you shop, and enjoy the cash back.

Supporting your local businesses helps build your community.

You May Also Like These Options

Platinum Student Mastercard® Credit Card

A Cal Coast Platinum Student Mastercard® comes with a maximum credit limit of $2,000, so you can enjoy the freedom of a Platinum card, while keeping your purchases in check.

Platinum Secured Mastercard® Credit Card

Need to get on solid financial footing? If you’re just getting started on building credit or need to get back on track, our Platinum Secured Mastercard® is what you need. 

Platinum Mastercard

Whether you’re looking to save on your regular purchases, book that faraway adventure, or pay down debt, the Cal Coast Platinum Mastercard® Credit Card can help get you there.

Mastercard is a registered trademark, and the circles design and Mastercard Local are a trademark of Mastercard International Incorporated. All Rights Reserved.

APR = Annual Percentage Rate. Rates are current as of 03/12/2024. Loan subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. See terms and conditions for details. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. 

  1. Earn 1.5 points for each qualified dollar in net purchases. Not valid on cash advances, balance transfers or payoffs. Rewards points expire four years from the date earned. All loans subject to approval.  
  2. Certain terms, conditions, and exclusions apply. Contact California Coast at (877) 495-1600 for complete coverage terms and conditions or call (800)-MC-ASSIST or (800) 622-7747 for assistance.
  3. Certain restrictions apply. You must notify California Coast immediately of any unauthorized use. Please see for more details. 
  4. For eligible items purchased with your California Coast Platinum Mastercard.
  5. Available only when traveling in the 50 United States and the District of Columbia. Benefits are designed to assist you or your travel companions when you’re traveling 50 miles or more from home.
  6. Some restrictions apply. Check with your wireless provider to determine if data and text messaging rates apply.
  7. This is a special offer and exclusive to only eligible California Coast Mastercard debit and/or credit cards.  Eligible cards are automatically enrolled in the Program.  To opt-out of participating in the MasterCard Shop Local Program click here, call (877) 495-1600, or visit a Cal Coast Branch location. Program may be discontinued and subject to change at any time without notice. The offer can be used across a variety of participating merchants or repeatedly at your favorite participating merchants.  Purchases made online or through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for the offer. Simply use your enrolled California Coast Mastercard debit or credit card at participating merchants to automatically receive a statement credit on eligible purchases. No coupon necessary. The reward will be credited to your California Coast Mastercard used to make the qualifying purchase within 60 days from eligible purchase. Your account must be open and in good standing at the time reward is credited. Terms and conditions apply. Click here for full details.

Contact Us

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