Business Checking

Welcome to your new checking account made for your business. Whether you own a startup, non-profit, large business or anything in between, we have four options to support your everyday business needs. 

Which of These Best Describes Your Business?

Small Business

  • Privately owned corporation, partnership or sole proprietorship
  • 100 full-time employees or less

Mid-to-Large Business

  • 100+ employees 
  • Established or growing businesses


  • 501(c)(3)
  • Exempt from taxation 
  • Churches, public charities, volunteer services organizations, labor unions, etc.

Premier Business Checking 

Compare Accounts

Small Business Checking Choice Business Checking Premier Business Checking Non-profit Checking
Recommended Business Type Great for small or growing businesses For established and growing businesses Business checking with earnings1 Perfect for your non-profit or association
Monthly Fee $8 (waived with $2,500 average daily balance) $8 (waived with $5,000 average daily balance or $1,000 in monthly debit transactions) $18 (waived with $7,500 average daily balance or $2,000 in monthly debit transactions) $0
Minimum Opening Deposit $100 $100 $100 $100
Overdraft Protection Available Yes Yes Yes Yes
Dividends N/A N/A Yes. $100 minimum balance. Tiered Rates for higher dividends. N/A

You May Also Like These Business Options 

Business Services

California Coast Credit Union has partnered with NewtekOne to provide tools that can be customized to fit your business's unique needs.

Commercial Loan

Perfect for small or growing businesses, we offer a wide range of Commercial Real Estate Loan options to help you purchase or refinance your owner-occupied or investment property. 

APY = Annual Percentage Yield. Rates are accurate as of 03/12/2024. Fees could reduce earnings. Rates and terms are subject to change without notice. Visit or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.